Introduction Welcome to the LUMINIQUE FINE JEWELLERY website. LUMINIQUE is the official retail brand of Munjani Gems and Jewellery LLP. By accessing, browsing, or using this website to purchase our Laboratory-grown diamond and gemstone jewellery, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our supplementary policies (Shipping, Returns, Warranty, etc.).

User Accounts & Security To streamline your checkout process and track your Lifetime Exchange & Buyback records, you may register an account with us. You are entirely responsible for maintaining the confidentiality of your account credentials and password. LUMINIQUE reserves the right to suspend or terminate accounts that are suspected of fraudulent activity or a breach of these terms.

Intellectual Property & Copyright All content presented on this website including but not limited to exclusive jewellery designs, high-resolution photographs, video renders, logos, graphics, and text is the exclusive intellectual property of Munjani Gems and Jewellery LLP. Unauthorized copying, reproduction, extraction (scraping), or commercial exploitation of any website content is strictly prohibited and protected by applicable copyright and trademark laws.

Pricing, Taxes, & Payments

• Currency & Taxes: All prices listed on the website are in Indian Rupees (INR). For domestic orders, prices are inclusive of applicable GST. For international orders, prices exclude local import duties and customs charges, which are the buyer's responsibility.

• Pricing Accuracy: We make every effort to ensure pricing accuracy on our website. However, LUMINIQUE reserves the right to refuse or cancel any order placed for a product listed at an incorrect price due to typographical or technical errors. If your payment has already been processed for a cancelled order, a full refund will be issued promptly.

Product Visuals & Descriptions Every Laboratory-grown diamond and gemstone is unique. While we utilize high-quality imagery and accurate descriptions to represent our 14K, 18K, and 22K gold pieces, slight variations in colour, tone, and appearance may occur. This is natural and can also be influenced by individual screen and monitor calibrations.

Prohibited Conduct While using our website, you agree not to:

• Use the platform for any illegal or unauthorized purpose.

• Interfere with the website’s network security or attempt to gain unauthorized access to our systems.

• Submit false or misleading information during the checkout or account creation process.

Limitation of Liability LUMINIQUE’s liability for any product purchased through this website is strictly limited to the purchase price of that specific item. We shall not be held liable for any indirect, incidental, or consequential damages arising from the use of our website, delayed deliveries by third-party logistics (Sequel/BVC), or the inability to use our services.

Governing Law & Jurisdiction These Terms of Use and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of India. Any disputes arising from transactions with LUMINIQUE or the use of this website are subject to the exclusive jurisdiction of the competent courts in Surat, Gujarat.